The road to financial freedom is indeed a challenge. After settling bills and being free from loans and major obligations, the next step is to stay debt free. If you have been living on debt for so long, it is so easy to bounce back to that lifestyle. It is going to be a wise move to seriously consider money saving tips and apply them for real.
You can switch to using debit cards instead of credit cards, for starters. As soon as the last of your bill is paid off and is reflected to your account, terminate your account as soon as possible. Or else you just might find another reason to use it – a zero interest scheme that you think is a good buy or any other purchase. If you can pay for the monthly installment, it means you can also save for it. It spells out discipline. It might sound too much but this is going to be a real wise move for those who seek financial freedom.
I am currently trying to eliminate unnecessary expenses, among other things that might help lower my bills. Times are hard and we should face it head on by doing our part to maintain the best quality of life our family can have in whatever circumstance.
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