If there was anything that the hubby and I did right in settling our major obligations in 2008 it was debt consolidation. The previous years have gotten us in medical bill debt that we thought we would have to shoulder for several more years.
Being able to consolidate debts made it easy for us to keep track of everything in one account rather than keep a record of several accounts. It was a blessing that we were able to keep interest to a minimum which is also one of the reasons why we easily got off those debts. We even managed to terminate credit cards, which we are very happy about. We decided that we will keep a couple for each of us. What’s more is if any of the couple of credit card companies we are still with decides to charge us with annual fee, we are free to end our relations with them. This reason always works for me, an agent will have a supervisor speak with me and they will happily waive the annual fee without fuss. The cards are just around for emergency purposes and if we need to buy anything at all, which we pay right away.
It would be a great goal to make to be free of any outstanding debt or at least take steps towards paying off major ones. If it is government debt help that you need, check with 3debtconsolidation.com.
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