One of the basics in managing your finances is the way you handle your credit card obligations. It is important to consider before ever signing up for credit card applications is your purpose for getting one. Cashless shopping has its advantages, true. But you also need to consider how reliable your are when it comes to handling your finances and paying your bills on time. Self evaluation is very important.
Another consideration is the interest rate. Choose a card company that offers the lowest interest rate and while you're at it a waived annual fee. It will all boil down how you would like to lead your life free of unnecessary complications.
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