How to Better Manage Your Credit Cards and Receivables

After over nine years of using credit cards, it was only recently that I learned that most credit card companies actually allow straight purchases to be deferred even after the sale. If you are finding ways to better handle your finances, this is a good alternative. That is, if you cannot yet let go of using your credit card altogether. A 1.5% interest rate is way better than a 3.5% hands down. This way you will better handle debt collection. If you sum it all up it is going to be make a major difference in the total amount.

The good news is if ever you opted to enroll the deferred amount to a 12 month term and you later decide to settle everything before it ends, you only pay the principal plus a minimal amount that will cover the handling fee, which is very neat if you ask me. I am not encouraging you to grab a hold of a credit card, but to remind those who do not yet know that there are ways to handle credit card purchases wisely than you may have gotten used to.

However, if you happen to want to better manage some accounts receivables you might want to check with AmericanProfit.net.