It's Christmastime! Truth to tell, this is not a very popular time for saving. In fact, if at all, this is the time when people splurge to their hearts' desire. But this does not really need to be so.We all know that there is this ongoing financial crisis. I know a lot of us would rather dwell on it next month or should I say next year (technically). This is the perfect time of the year to evaluate how you did in your finances this year and actually make a plan to do even better next year. This is what we are doing as the year closes. It is something that you can do as well. :-)
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