To avoid issues on penalties with mortgages, premiums on life and car insurance, always make sure that payments are made before they are due. With things that make us busy on a daily basis, it is easy to just about have these things slip off our minds.
Make a list of due dates of premiums, bills and everything that is paid for on a regular basis and have it occupy a corner in the family bulletin board (if you have any), for that easy, visual reminder.
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